Financing That Helps Your Business Grow

Simple. Effective. Hassle-Free.

At Evergreen Equipment Finance, we help businesses of all sizes secure the funding they need to grow and succeed. Whether you need vehicles, machinery, or specialized equipment, our team removes the stress and complexity of traditional financing. With over 30 years of experience, we understand your industry and provide solutions tailored to your business fast, flexible, and simple.

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Farming scene with a red tractor and a trailer carrying hay bales in a field on a sunny day with a blue sky and some clouds.
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Farm scene with tractor and hay bales on a bright day

OUR STORY

Why Choose Evergreen Equipment Finance?


At Evergreen Equipment Finance, we make business financing simple. Our team works closely with you to understand your unique equipment and financial needs. We remove the legwork, simplify the process, and ensure that you get the most competitive funding available. From small startups to established enterprises, our clients benefit from a straightforward, hassle-free approach that saves time and reduces stress. With our extensive experience across multiple industries, we know exactly how to help your business grow.

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Our Financing Solutions

We offer a range of financing products designed to meet the diverse needs of businesses today. From rapid equipment financing to flexible working capital solutions, Evergreen Equipment Finance provides options that help you invest in growth and manage cash flow efficiently. Each solution is structured to give your business the flexibility it needs without the red tape of traditional loans.

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Equipment Finance Agreement (EFA)
Looking for an easy and efficient way to finance essential business equipment? Our most popular product, the EFA, allows rapid approval and full ownership at the end of your agreement. Perfect for vehicles, machinery, and other business-critical assets.
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Small Business Loans (SBA)
SBA loans provide competitive interest rates, flexible repayment terms, and fully amortizing schedules with no balloon payments. Use them for expansion, purchasing equipment, refinancing debt, or other business purposes.
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Working Capital
Smooth out cash flow, manage day-to-day expenses, or make strategic investments. Our working capital solutions provide the extra financial cushion your business needs, with amounts ranging from $10,000 to $250,000 and customized terms.
Explore All Products

Why Choose Evergreen Equipment Finance?

No matter how you need to finance your business equipment, Evergreen Equipment Finance offers flexible, business-friendly solutions. Whether you’re purchasing, leasing, or refinancing, we provide competitive rates, customized terms, and a simple process.

Our goal is to remove the stress from financing so you can focus on running and growing your business. For fast, flexible, and reliable equipment financing — choose Evergreen Equipment Finance.

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A wide view of an agricultural field with rows of green crops stretching towards the horizon, under a clear sky with a few clouds and contrails.

Our Competitive Advantage

  • Competitive Rates: Evergreen Equipment Finance offers highly competitive fixed and variable rates through our nationwide network of trusted funding partners. We work to secure the best possible terms for your business.

  • Flexible Terms: With repayment terms tailored to your equipment and cash flow, we provide solutions that fit your financial situation and business goals.

  • Low Down Payments: Many of our programs require little to no money down, making it easier to move forward without large upfront costs.

  • Streamlined Process: Our application process is fast and simple, with minimal paperwork and electronic approvals to save you time.

  • Knowledgeable Service: Our experienced team is responsive, friendly, and committed to helping you find the right financing solution every step of the way.

A tractor and trailer hauling large hay bales in a field.

Industries We Finance

Evergreen Equipment Finance specializes in financing solutions for a wide variety of industries. We understand the unique challenges each sector faces, and our programs are tailored to provide the capital you need quickly and efficiently.

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Horticulture
From greenhouses to benching systems, we have been financing the horticulture industry since 1989.
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Liquid Waste
Restroom trailers, pumper trucks, and portable sanitation equipment — we know what it takes to keep your operations moving.
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Commercial Vehicles
Funding for cargo vans, sprinter vans, work trucks, and more, with minimal paperwork.
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Construction
Skid steers, backhoes, dozers, dump trucks, and loaders — helping construction companies stay productive.
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Agriculture
Customized financing for farmers to navigate seasonal and financial challenges successfully.
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How to Apply

  • Complete our quick and simple online application in just a few minutes.

  • Our team reviews your application and provides a credit decision quickly.

  • Send us your equipment invoice or purchase information so we can finalize terms.

  • We prepare your agreement for review so you know exactly what to expect.

  • Sign electronically or return your documents securely to move forward

  • Once approved, funds are released so you can receive your equipment right away.

A green and yellow tractor haying on a field with hay bales, under a partly cloudy blue sky.
A vast field of yellow crops under a colorful sunset sky with pink and orange clouds and green trees in the background, overlaid with white text that reads 'We're Evergreen Equipment Finance Helping your business secure the finance needed to grow.'
Interior of a large greenhouse with rows of lush green lettuce plants under artificial lighting and a transparent roof.
Construction workers in safety vests and helmets working on a trench with a large excavator in the background.
A tractor and a trailer with hay bales on a farm field under a partly cloudy sky.
Outdoor display of colorful potted flowers and plants on metal carts at a gardening store.
A portable restroom trailer used for special events like weddings, concerts, etc.

Ready to grow your business with confidence?

Our team of financing specialists is here to guide you through every step of the process. Whether you’re looking for equipment, working capital, or SBA funding, we’ll find the right solution to meet your business needs — fast, simple, and stress-free.

Talk to a Specialist
Apply Now